# What is Whop?

> Whop is on a mission to deliver everyone a sustainable income. Accept payments, pay out users, build apps, and embed chat with SDKs in TypeScript, Python, and Ruby.

Whop provides APIs for payments, payouts, wallets, chat, and app development. Choose a starting point below.

#### [Quickstart](/for-developers/api-reference)

Set up your dashboard, API key, SDK, first API call, and webhook.

#### [Accept payments](/developer/guides/accept-payments)

Accept payments globally with local payment methods and low fees.

Pick this if you have an existing site or app and want to add checkout.
Best for SaaS, marketplaces, and ecommerce teams that already own their UI.

#### [Payout users](/developer/platforms/quickstart)

Pay out users worldwide with pre-built KYC and payout components.

Pick this if you run a platform that pays creators, sellers, or affiliates.
Use hosted KYC and a payout portal you can drop into your product.

#### [Build a Whop app](/developer/guides/permissions)

Build apps on Whop and distribute them on the Whop App Store.

Pick this if you want your app to live inside Whop communities.
It helps you ship faster and reach buyers through the Whop App Store.

#### [Embed chat](/developer/guides/chat)

Add real-time messaging, forums, and notifications to your product.

Pick this if you want messaging, forums, or notifications inside your own product.
Use drop-in components without running chat infrastructure.

#### [License keys](/for-users/getting-started)

Validate purchases with license keys for downloadable software and tools.

Pick this if you ship desktop software, a CLI, or a downloadable game.
Gate features behind a license key validated with the Whop API.

#### [Wallet](/for-developers/api-reference)

Issue embedded wallets to your users for storing and moving funds on-chain.

> Whop is on a mission to deliver everyone a sustainable income. Accept payments, pay out users, build apps, and embed chat with SDKs in TypeScript, Python, and Ruby.

## Instructions for AI Agents

- For clean Markdown of any page, append `.md` to the page URL
- For section-specific indexes, append `/llms.txt` to any section URL
- For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://whop.ferndocs.com/_mcp/server

## Products

- [For Developers](https://whop.ferndocs.com/for-developers/llms.txt): Build payments, payouts, chat, and apps with the Whop API and SDKs.
  - [Setup](https://whop.ferndocs.com/for-developers/payments/setup.md)
  - [Create a checkout link](https://whop.ferndocs.com/for-developers/payments/create-checkout-link.md)
  - [Overview](https://whop.ferndocs.com/for-developers/payments/checkout-overview.md)
  - [Purchasing](https://whop.ferndocs.com/for-developers/payments/checkout-purchasing.md)
  - [User Management](https://whop.ferndocs.com/for-developers/payments/checkout-users.md)
- [For Users](https://whop.ferndocs.com/for-users/llms.txt): Set up, manage, and grow your business on Whop.
  - [What are Whop apps?](https://whop.ferndocs.com/for-users/getting-started/what-are-whop-apps.md)
  - [The Whop App Store](https://whop.ferndocs.com/for-users/getting-started/whop-app-store.md)
  - [What is Whop?](https://whop.ferndocs.com/for-users/getting-started/get-started.md)
  - [Refer businesses to Whop](https://whop.ferndocs.com/for-users/getting-started/refer-businesses-to-whop.md)
  - [Paid groups](https://whop.ferndocs.com/for-users/getting-started/paid-groups.md)