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# Payments & billing

## Docs

- [Financing](https://whop.ferndocs.com/for-users/payments-billing/financing.md): Let customers split payments into monthly installments
- [Local payment methods](https://whop.ferndocs.com/for-users/payments-billing/local-payment-methods.md): Pay with regional, non-card payment options like ACH, iDEAL, SEPA, crypto, and more, with no additional setup required.
- [Financing options](https://whop.ferndocs.com/for-users/payments-billing/all-bnpl-options.md): Buy now pay later options for your customers — AfterPay, Splitit, Klarna, Sezzle, ZipPay, and more.
- [Apply for financing](https://whop.ferndocs.com/for-users/payments-billing/apply.md): See who is eligible and how to apply to offer buy now pay later payment options at checkout.
- [Splitit guide](https://whop.ferndocs.com/for-users/payments-billing/splitit-guide.md): Pay in monthly installments with no interest or credit check using your existing credit card.
- [SeQura guide](https://whop.ferndocs.com/for-users/payments-billing/sequra-guide.md): Let your Spanish customers split purchases into installments with SeQura
- [Fees](https://whop.ferndocs.com/for-users/payments-billing/fees.md): We want to be the cheapest, most resilient place to accept pure payments.
- [Taxes](https://whop.ferndocs.com/for-users/payments-billing/taxes.md): Understand how taxes are handled on Whop, when Whop collects and remits tax, and when sellers are responsible
- [In-app iOS purchases](https://whop.ferndocs.com/for-users/payments-billing/in-app-ios-purchases.md): How Apple's fees affect pricing and payouts when customers buy through the Whop iOS app.
- [Billing portal](https://whop.ferndocs.com/for-users/payments-billing/billing-portal.md): A self-service portal for subscription management.
- [Payment declines](https://whop.ferndocs.com/for-users/payments-billing/payment-decline-reasons.md): How to resolve a failed payment
- [Failed subscription payments](https://whop.ferndocs.com/for-users/payments-billing/troubleshoot-failed-payments.md): When a subscription payment is unsuccessful, Whop, the merchant, and the customer can take steps to fix the failure.